Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Insurance Needs Assessment: When You're Newly Married Marriage changes everything, including your insurance needs. The Twelve Steps to Living Confidently: Budgeting One of the most important steps to become financially sufficient is to set up a realistic budget. Bridging the Confidence Gap In the world of finance, the effects of the "confidence gap" can be especially apparent.